Insurance Experts

Optional Additional Coverage

Protects you when problems arise that are not typically handled under your commercial auto policy. This could include being locked out of your car, dead batteries and flat tires

Replaces your new vehicle under a total loss with a new or comparable vehicle. Also provides gap coverage for any amount you may owe that’s above your car’s actual cash value

Covers comprehensive and collision damage to a leased or rented vehicle, as well as any other contractual obligations to the leasing or rental company

Covers the difference between the unpaid amount on the loan or lease and the actual cash value of the vehicle, if your vehicle is a total loss after an accident

Pays for a rental car up to the limits of your policy so you have transportation after an accident

Pays for medical expenses if your health care insurance – or your passengers’ – doesn’t cover the costs